Got me a great rate and sorted everything out quickly even though i was late with documents! Really stellar business, strongly recommend!
We love getting testimonials from our clients and using that feedback to focus on our strengths and improve our business processes where needed. If you have anything to say about your recent experience with us, feel free to email us or give us a call at 780.416.1085.
I have dealt with IMS for years. I’m on my 3rd mortgage through them. I send people to them with no reservation because I know they will be taken care of. The knowledge Mike brings to the table is unparalleled. When you need a mortgage choose Innovative Mortgage Solutions and you won’t be disappointed. The best service in the business.
Kris Crawford at Innovative Mortgage Solutions was an amazing help during our first time buying a home. Whenever we had questions about the mortgage process or just buying a home in general... Kris made himself available to ease our concerns and help us navigate this new part of our lives. I would highly recommend him to anyone buying a home. He is very informative and cares for his clients. He makes it his job to understand your needs and helped the home buying process feel not so scary. Which is great :)
Mike and the team at Innovative Mortgage pulled out all the stops this year for much needed and timely help with deferring our Mortgage payments when I was laid off. Then, only a few months later, they worked closely with us to get our 5-yr renewal done at an awesome rate! Thanks friends!
Great to work with!
I had a particular financial situation that Kris and his team made it look easy even when I am 700 km away. Great team, great service and fantastic communication. Highly recommend. Also check out his youtube videos "Mortgage & Mitre" not just a mortgage broker!! Thanks Kris and Susan
We have recently worked with Steven and his team on 2 new mortgages. We are very happy with their services. They found us great rates and had excellent communication throughout the process. We would recommend Steven and his team to anyone!
Kris and his team were incredible to work with. They were professional but also personal. Everything was clear, smooth and easy. Great people to work with when getting a mortgage! We would highly recommend Kris and his team.
I would highly recommend Derek at innovative mortgage. He worked hard to find me great mortgage with a fantastic interest rate. He and his team really went above and beyond answering all my questions and not giving up on finding me a mortgage. Definitely 5 star service!
I dealt with Michael and his assistant Melissa. They were excellent to work with and got me a bank to give a mortgage. It took months to get the paper work with my partner sorted out, I had a fear that the feal would go sideways. Michael and Melissa hung in there with me and I am grateful for there help and understanding. I would not hesitate to recommend them.
After a couple of times falling short to acquire a house mortgage, we though that this was not the right time to get one. Someone told us to give one more try and recommended Innovative Mortgage Solutions. They required us to submit a couple of documents to begin with. To our surprise, the process of approval went so fast and smoothly. They are an amazing people to work with. And not to forget, they work tirelessly to get you the best rate available on the market. Thank you so much to Innovative Mortgage Solution especially to Steven and Anthony. More power to you guys.
Steven and his team were great throughout the process I would highly recommend!
Great experience working with Kris Crawford and the team
Great service and very knowledgeable! Great for real estate investors or owning more than 3 properties
Kris and Susan at Innovative Mortgage were great to work with- open to questions, flexible, available and prompt. We went to them based on a referral and we wouldn’t hesitate to refer them in the future!
Christopher helped my family get a great rate and answered any questions we had for purchasing [our] first home! Was a great experience :)
Scott Bamber was an absolute mortgage rock star! Being self employed during Covid I didn’t expect to do well on my mortgage renewal. Scott found us a great offer then a back up offer just in case there were a lot of extra hoops to jump through due to Covid. Thank you so much for your time and commitment to ensuring things went smooth. I couldn’t be happier with our new mortgage as the rate and service we were provided with were amazing!
"Kris Crawford is very helpful and professional!"
Quick and professional.
Michael Wharmby and his team have provided excellent service for my wife and I for two home purchases. They found lenders with outstanding rates and held our hands through the entire process. I would highly recommend them to anybody looking to purchase a home.
What can I say, this has been hands down the best mortgage broker experience I’ve ever had. Kris and his team were professional all the way and were able to get us a great rate which also included the ability to build in a renovation budget. The level of service the team at Innovative Mortgage Solutions provided was beyond what we expected and have already made a number of recommendations. Thanks so much!
Thanks Steven and Mike and Team at Innovative ~ ! The best as always and highly recommended.
So thankful we chose Scott Bamber of Innovative Mortgage Solutions as the broker for our home purchase!! Scott is extremely knowledgeable & so easy to work with. His patience while we went through many different renovation vs purchase scenarios is so appreciated and he worked hard to get us our home. If we ever purchase a home again, without question we will be using Scott Bamber!!
I highly recommend the services provided by Innovative Mortgage Solutions. Michael Wharmby and his team are a pleasure to deal with.
We worked with Steven Gross for two years out of Sherwood Park & he was amazing. Hes is extremely knowledgeable, never pushy & always warm & welcoming. He answers questions in a timely manner & always sported an a great attitude. Steven was always willing to help & went the extra mile to ensure his clients were getting the best deal. I highly recommend Steven as he won’t disappoint.
As a first-time homebuyer Steven was able to make this process as smooth as possible! There were many bumps that I had encountered with receiving a mortgage, but he was always 3 steps ahead and in the end, he was able to secure us the best rate possible! Steven, along with Anthony, were quick to answer any questions I had, and explained everything very clearly. Thank you both for all of your help!!
We just went through the process of Mortgaging our first home with Kris, he made it easy and painless. He worked to get us the best rate and was quick to answer any and all questions we had. I would work with Kris again in the future.
I had a great experience with Innovative mortgage solutions. They were very responsive when ever I had questions about buying my first home. I would definitely recommend them.
Steven Gross was an ally every step of the way during our recent mortgage approval. His knowledge of the industry and commitment to finding and securing the mortgage we were looking for was phenomenal! I won’t hesitate in recommending Steven to friends and family!
I have worked with many mortgage brokers in the past. There are very few that handle customer experience to the high standards Chris Drobot does. If you are considering getting a second opinion on your situation, Chris is the one to go to!
Innovation isn’t just a name with the team at Innovative Mortgage Solutions. Great leadership from Michael Wharmby resonates through the process.
Steven is wonderful. I asked a million questions and he answered them all in a timely manner. Very grateful for his help!
With all the products available and with the insane amount of repeated financial information requirements asked for (due to the uncertainty in peoples Jobs from the Covid-19 pandemic) the folks at I. M. S. made the journey soooo much smoother. Their assistance in being the ’middle man’ finding the most competitive rate AND dealing with the lender was fantastic. Although their office is in Alberta and we’re in BC their knowledge of the various requirements of my Province was a greatly reassuring. Any questions were answered quickly and professionally - Great team and I would recommend them to anyone.
Very professional and easy to work with. They make what could be a daunting process simple! Highly recommend.
If you’re looking for competitive rates and other solutions for your mortgage, while dealing with professional and personal people, talk to Kris or Mike and their staff. One of the best calls you can make regarding your house.
Approachable, knowledgeable, and helpful. Kris was recommended to me and I recommend him to anyone who will listen.
Innovative was very helpful in securing my mortgage on renewal at a rate I really liked. I am naturally very inquisitive and they were very patient with all of my questions. There were a few adjustments that were necessary on the paperwork but everything was processed timely and they were professional throughout the process. Would enthusiastically recommend this firm to anyone.
Peace of mind free of charge, some of the best people out there.
Steven and Anthony were a pleasure to deal with for my mortgage. Communication was fast and clear. They were able to turn around an approval for a relatively short close with absolutely zero issues. I will definitely be using Innovative in any future deals.
Steven Gross helped me out, from start to finish of my home buying experience, very knowledgeable and friendly person, highly recommend him.
Scott and the staff at Innovative were a pleasure to work with. We appreciated their attention to our needs for the mortgage that was the best fit for us. The customer service was excellent and we recommend Innovative to anyone interested in a positive experience for their important mortgage decision.
Have been with Innovative for 12 years, rely on Mike’s advice and guidance on three property changes in that time. Totally reliable. Highly recommended.
Steven and his team are 100% the reason we were able to purchase our first home. We had a very unique situation and he was full of ideas about how we could make it work. The process was as easy as possible and he worked tirelessly for us. You’re in good hands here!
Such a level of care when dealing with such initiate matters. One phone call and they always took care of all my needs. I would highly recommend this company!!
Our mortgage advisor went out of his way to help us with our mortgage. Great service and very kind team!
It was great. Got a mortgage approval.
Very easy to deal with, in a very timely manner. I got one of the best rates around.
Very friendly and knowledgeable got a better rate than expected.
Innovative Mortgage Solutions is a top-notch mortgage broker. I am a real estate investor and I have worked with banks and mortgage brokers before to apply for mortgages and financial products. Without question, Innovative Mortgage has been the best at meeting my needs and getting me exactly the financing, the terms and the products that I needed. I feel that I have finally found a financial partner who will be with me for the long run and help me grow my income property portfolio.
Steven and his team were attentive, quick-to-respond, and got us an amazing rate. They were always available to answer our questions and were very helpful during our home-buying process.
Kris Crawford was really helpful with guiding us through the first time purchasing a property and was able to get us a great rate on our mortgage.
Very happy with the service.
Mike Wharmby and team have always treated my family and me well. They are fantastic to work with!
So thankful to Mike for giving the best advice and service which allowed us to get our home.
As a first time home buyer Steven made this scary but yet very exciting new journey in my life a breeze! He explained everything step by step and answered probably my most dumbest questions without judgment. I highly recommend Steven and his staff member Melissa as she was amazing as well!! Thanks to the both of you I have purchased my first house and loving every moment of it and creating memories with my son! There is not enough words to say to thank you.!
From start to finish it was an absolute pleasure to work with this company.
Outstanding customer service. From start to finish it was a pleasure to work with this company. Highly recommended!
Steve was easy to work with and they helped us through the whole mortgage process, on top of getting us a great rate.
Steve was very friendly and informative.
Best place ever to go for all your mortgage needs. Wonderful staff, great customer service.
From the start, I felt like suggestions were made that we could never have anticipated that left us with a better situation than any mortgage we’ve had before. The depth of knowledge of the staff was impressive and they showed genuine care and interest in us and our life. They tried to understand our situation and made multiple suggestions to make things easier and better for us. The most important thing is because everything was handled so brilliantly, we had great confidence in everyone we dealt with. Highly recommend innovative mortgage solutions. We will use them and recommend them with confidence for a long time!
Great service, very knowledgeable and answered every question I had. Made the whole experience very comfortable and as stress-free as possible for a first time home buyer.
Kris was very easy to work and communicate with. He found us what we needed and made sure we got what we asked for.
Loved working with the company! They were very knowledgeable and took the time to answer our questions.
Mike and his team at Innovative Mortgage Solutions were highly professional, courteous and efficient with getting solutions for our purchase of a second home. We would highly recommend them to anyone looking to buy property and I don’t hesitate to refer my clients and colleagues to them.
I was overwhelmed and terrified at the prospect of purchasing my first home. Even when it looked like things were going sideways though my mortgage broker went above and beyond to help figure things out. I cannot express how invaluable this team was to me and I’d recommend them to anyone!!
I found your team to be very responsive to inquiries. Felt complete confidence in having you manage this for us.
Everyone was very helpful and answered all my questions that I needed and as a first time home buyer, it was very helpful.
Fantastic, helped me through the home buying experience as a first time home buyer. Without them, my stress levels would have been unmanageable and every little question I had they graciously answered. I would absolutely recommend them to anyone.
Fantastic service. Showed us options we were not even aware about.
Innovative Mortgage Solutions are absolutely fantastic. They made my experience as a first time home buyer seamless and answered every question I had graciously and promptly. I would absolutely recommend this team to anyone who is looking for mortgage solutions. They took the stress out of the mortgage process for me and for that I am so very thankful.
Steven Gross went over and above to help us would highly recommend him
Customer service was top notch.
Michael and his team made this first-time experience amazing! I went into his office with a dream and now I am a homeowner - there are not enough words to express how grateful I am for his patience and knowledge and the time he took to make this happen for my daughters and me.
The process was incredibly easy and someone at Innovative Mortgage Solutions always quickly attend to any issue or question we had.
Informative, thorough, courteous, prompt. I would recommend Innovative mortgage solutions to my friends.
The staff at Innovative Mortgage Solutions are extremely knowledgeable about the mortgage process and products. They did a great job finding mortgage options that met our needs with the lowest rate. They are very meticulous in their work but also have excellent response time and customer service!
Friendly knowledgeable staff. The whole process was easy and after the paperwork was signed it was a relief to know I was in good hands.
Fantastic and easy.
The experience I had was excellent! Originally I had gone to see the Colin Bruce Mortgage team to get a mortgage and had an awful experience. I have nothing but positive and great things to say about this company and I will definitely recommend this Mortgage company to anyone in the future.
Was treated kindly and professionally. Was happy that my rate was updated through the process.
Steve and Melissa did an amazing job! Helped us through the whole process of buying our first home from start to finish. Steve went above and beyond and was able to find us an even cheaper rate a few weeks after we started the process. Many thanks to both of them for making our first home purchase as stress and worry free as possible!
We had a great experience working with Mike and his team! As first time homebuyers, the process was smooth and Mike helped us understand our options clearly! We also really appreciated the client incentive program. We would definitely refer friends and family to Mike and his team!
Fantastic! Easy to work with and were happy to help me out on a short timeline.
We were a difficult case, so many variables to our income, in the end, where our bank of 25 years failed us, our broker came through.
We had a great experience working with Innovative for our mortgage. Michael and the team were awesome and went above and beyond for us. They secured us a great mortgage with the best interest rate I have seen.
Great customer service.
Amazing. I will always go to Kris first for all my mortgage brokerage needs. Thank you so much!
Friendly, efficient, creative in helping us achieve our goals. For example, coming up with an out of the box mortgage amortization term ( 3 y 3 mo) to pay it off faster with Jason’s goal of three years and in a way that would fit our budget (my concern).
From start to finish Michael, Melissa, and the Innovative team found us the best rate and were an amazing guide for us in working in our improvements. I recommend them 100%. I have used them in the past and will continue to use them in the future. Thank you, Michael and Melissa.
Great experience! Everything was well explained and I felt confident in the choices made.
Michael was very personable and understood the in’s and out’s of the business very well.
Working with the professionals at Innovative Mortgage Solutions was easy - they took care of everything and worked efficiently and effectively allowing us to close the purchase of our new house very quickly! I would absolutely recommend Innovative Mortgage Solutions to my friends and family.
Kris and his team were incredibly helpful in guiding us through our first mortgage experience, as it was a little confusing and daunting at times. We feel confident that they worked hard to find us the best fit, and the best deal possible.
Steven Gross is awesome. Melissa Blythe is quick and super efficient. Dream team.
I used Mike and the team for my most recent mortgage and as an entrepreneur, it can be a challenge getting the information needed, the team at innovative stayed on top of it and get me a competitive mortgage on my dream house all within a very tight time frame. I highly recommend them.
Was a very good experience.
Thank you for answering my questions and making this an easy process.
Good service and efficient.
Working with Innovative Mortgage Solutions was a great experience. Friendly, helpful services and a great result!
Steven was very helpful with any of my questions.
Awesome experience. Answered every question I had and made it easy to get my mortgage. Highly recommended!
Mike has always been great to work with. He has been flexible, accommodating, knowledgeable, and always gets us a great rate. We’ve worked with him a few times in the past and would return to him again if we needed to in the future.
Kris and his team were extremely approachable and responsive to all of our questions during the Mortgage process.
Steven is extremely knowledgeable about all mortgage types! I didn’t know you could even shop around for mortgages and Steven takes the work right out of finding the best one! Highly recommend using them over a bank!
Fast response to concerns and supportive.
I would highly recommend Kris and team.
Easy and accommodating.
Steven always had my best interests top of mind. I sincerely appreciate that.
Surprisingly simple and friendly experience.
Excellent job! Thank you.
Very helpful and knowledgeable.
Michael and the Innovative Mortgage team made switching and renewing our mortgage easy and painless. They were always there to answer any questions we had.
Mike Wharmby was great to work with. Quick and knowledgeable. Helped us understand the process and decisions we were making.
Steve Gross was a great help. He went above and beyond to ensure the best product for us. In addition he helped us work through some decisions on our home sale. Great experience!
They were very friendly and helpful.
The process was quick, painless, and well handled. I was able to make my wants and needs heard and they were very understanding in how they provided services. I felt they showed respect for what I asked and exceeded my expectations for service.
We are completely satisfied with our experience with Innovative Mortgage Solutions. We would not have been able to purchase our new home without the friendly help and professional expertise of Innovative Mortgage Solutions, and especially Steven. They were very helpful and worked with our circumstances to get us the approval we needed, which was awesome.
Our mortgage specialist was very professional and prompt with all our inquiries.
Great! Would recommend to a friend for sure.
Steven was extremely helpful and went above and beyond to help me get approved for my mortgage. He made buying my first home easy and always calmed my nerves! Very thankful I went to him.
Kris was very helpful in finding the right mortgage for my wife and I. Even when I wanted to make changes at the last minute or called him with tons of questions he was always pleasant and helpful.