- Our Team
- Michael Wharmby: Mortgage Broker
- Kris Crawford: Mortgage Broker
- Steven Gross: Mortgage Broker
- Scott Bamber: Mortgage Broker
- Melissa Blythe: Mortgage Broker - Internal Underwriter
- Derek Sparrow: Mortgage Broker
- Greg Robinson: Mortgage Broker
- Susan Bendle: Brokerage Assistant (Unlicensed)
- Anthony Land: Brokerage Assistant (Unlicensed)
- Donna Rommel: Brokerage Assistant (Unlicensed)
- Candice Fox: Office Manager
- Krystle Caldwell: Marketing Manager
- Kimberley Fung: Marketing Coordinator
- Fatima Bandali: Customer Relationship Specialist
- Ashley Ferguson: Customer Relationship Specialist
- Mikulas Harvanka: Customer Relationship Specialist
- The Innovative Difference
- Mortgage Education
- Services
- Blog
- General
- Bank of Canada Announcements
- Fall Financials
- The Innovative Experience
- What is a Pre-Approval?
- Travelling Tips to Help You Save
- New Mortgage Rules Effective July 9/12
- Scoring Points
- Need a Mortgage Check-up?
- Why use a Mortgage Broker?
- Edmonton Hit’s the Spotlight
- The Fine Print on Bank of Montreal’s Low Mortgage Rate
- Home Warranty Smarts
- Alberta’s New Home Warranty Program
- Conquering Your Debts with Refinancing
- How to Qualify for a Mortgage
- What does CMHC do?
- APPS FOR YOUR HOME
- Renovate or Relocate?
- Why Mortgage Loan Insurance is Beneficial
- Appraisal vs. Home Insepction
- Winterize Your Home
- When Brokers Intervene – Client Success Story
- Clean Up Your Mess – Insurance Housekeeping
- Our Newest Member
- Make Summer Reno’s Pay Off
- Great Yard, Awful Kitchen! Make the Most of Your Down Payment
- The Innovative Experience Success Story
- Making a Lasting Impression with Curb Appeal
- Spring Cleaning Tips
- Home Energy Alternatives
- Why Choose Innovative Mortgage Solutions
- Bug-Off
- In The Community - Habitat for Humanity
- Key TO a Successful Refinance
- Market Update: CMHC Changes
- The Art of Mortgages
- Making a Difference with Interest Rates
- How CASL Will Affect our Business
- Become Mortgage Free Faster
- Home Heating Efficiencies
- Celebrating Our Earth Long After Earth Day
- Is a Mortgage Review in Order?
- Savings for Homeowners
- Fight the Winter Blues with These Activites
- New Year Forcast - 2015
- The Do’s and Don’ts During the Mortgage Process
- The Art of Mortgages: How Amortization Period on a Mortgage can Paint a Different Picture!
- House Market Update
- House Market Update
- Pre-Approvals and Pre-Qualifications – Are They the Same?
- Price Ranges for Canadian Homes
- FAQ: How to Obtain a Lower Mortgage Rate
- Mortgage Math: Downpayment Options
- Interest Rates – How Does Lower Interest Affect Affordability?
- Average Home Prices in Canada
- Spring has Sprung - Mortgage Forecast
- Get to Know Us Series - Paulette
- Get to Know Us Series - Krystle
- Announcing the IMS Get to Know us Series
- Refinancing - How it Could Save You Thousands in The Long Run
- Closing Costs - What to Expect
- FAQ: What are the Advantages of Using a Mortgage Broker?
- Fixed vs. Variable Interest Rates
- Finalizing Your Mortgage
- Applying for a Mortgage
- Factors to Consider When Choosing a Mortgage Broker
- Get to Know Us Series - Mike
- Get to Know Us Series - DeeDee
- Get to Know Us Series - Kris
- Get to Know Us Series - Brieanne
- Top 5 Tips for Buying your First Home
- Client Story Thursday
- Community BBQ in the Park - Hosted by Innovative Mortgage Solutions
- Client Story Thursday
- Client Story Thursday
- Client Story Thursday
- Changes to Canada’s Mortgage Rules - How will you be Affected?
- Client Story Thursday
- CMHC Premiums to Increase Effective March 2017
- Client Story Thursday
- Client Story Thursday
- Why We Don’t Advertise the Lowest Interest Rates
- Client Story Thursday
- New Stress Test for Uninsured Mortgages
- Client Story Thursday
- Client Story Thursday
- House Hunting with A Pre-Approval
- Five Tips For Buying A House This Summer
- Self-Employed and Applying for A Mortgage? Great News!
- Mortgage Tips For First Time Home Buyers
- Summer BBQ Tips
- Mortgage Myths vs. Mortgage Facts
- Mortgage Renewals - Breaking It Down
- Benefits of Autumn Home Improvements
- Understanding the Bank of Canada
- When Alternative Lending Makes Sense
- Credit Score Myths
- Improving Your Credit Score
- What You Should Know About Mortgage Insurance
- What Lenders Look for in a Mortgage Application
- FAQ: What Documentation will your Lender Need?
- How Tax Season Affects Self-Employed and Commission-Based Individuals
- How Do Mortgage Brokers Work?
- Federal Budget: Incentives for First-time Home Buyers
- Understanding your Condition of Financing Date
- How Maternity Leave Affects Your Mortgage Application
- What does the Inverted Yield Curve mean for Mortgages?
- What Will My Minimum Down Payment Be?
- How Can Refinancing Help Me?
- What is Bridge Financing?
- Difference between an Appraisal and a Home Inspection
- Payment Frequency: How to Become Mortgage-Free Sooner
- Removing a Co-Signer from your Mortgage
- Innovative Meets ATB
- How do Property Taxes affect my Mortgage?
- What’s the difference between an NOA, T4 and T1 General?
- Federal First-time Homebuyer Incentive
- New-to-Canada Mortgages
- Mortgage Terms Every Homebuyer Should Know
- How Much Will My Closing Costs Be?
- How Does Rent-to-Own Work?
- Finding Our Why
- What is a Collateral Charge Mortgage?
- Can I Add Renovations to my Mortgage?
- The New First-time Homebuyers Incentive: When does it work for you?
- When can I use FCT instead of a Lawyer for my Mortgage?
- Selling your Home as a Down Payment for a New Home
- New Mortgage Stress Test Rules
- COVID-19: A Complete List of Resources
- COVID-19: Support for Small Businesses
- COVID-19: Bank of Canada and Mortgage Updates
- COVID-19: New Measures for Small Businesses - March 27, 2020
- Do we only do ATB Mortgages?
- What does a Mortgage Broker do?
- Three Reasons to talk to your Broker before signing your Mortgage Renewal
- Why does my broker need so many documents?
- New Changes to Qualifying for a Mortgage
- How to find your T4 information
- Bank of Canada Lowers Overnight Lending Rate
- Bank of Canada Rate Announcement
- Bank of Canada Announcement
- Bank of Canada Announcement
- Bank of Canada Recent Announcement
- Bank of Canada Announcement
- Bank of Canada Announcement - April 2016
- Bank of Canada Announcement - March 2016
- Bank of Canada Announcement - January 2016
- Bank of Canada Announcement - December 2015
- Bank of Canada Announcement
- Bank of Canada Announcement - May 2016
- Bank of Canada Announcement - July 2016
- Bank of Canada Announcement - September 2016
- Bank of Canada Announcement - October 19, 2016
- Bank of Canada Announcement
- Bank of Canada Announcement - January 18, 2017
- Bank of Canada Announcement - March 1, 2017
- Bank of Canada Announcement - April 12, 2017
- Bank of Canada Announcement - May 24, 2017
- Bank of Canada Announcement - July 12, 2017
- Bank of Canada Announcement - September 6, 2017
- Bank of Canada Announcement - October 25, 2017
- Bank of Canada Announcement - December 6, 2017
- Bank of Canada Announcement - January 17, 2018
- Bank of Canada Announcement - March 7, 2018
- Bank of Canada Announcement - April 18, 2018
- Bank of Canada Announcement - May 30, 2018
- Bank of Canada Announcement - July 11th, 2018
- Bank of Canada Announcement - September 5th, 2018
- Bank of Canada Announcement - October 24, 2018
- Bank of Canada Announcement - December 5, 2018
- Bank of Canada Announcement - January 9, 2019
- Bank of Canada Rate Announcement - March 6, 2019
- Bank of Canada Rate Announcement - April 24, 2019
- Rate Announcement - Bank of Canada May 29, 2019
- Bank of Canada Announcement - July 10, 2019
- Bank of Canada Announcement - September 4, 2019
- Bank of Canada Announcement - October 30, 2019
- Bank of Canada Announcement - December 4, 2019
- Bank of Canada Announcement - January 22, 2020
- Bank of Canada Announcement - March 4, 2020
- Bank of Canada Announcement - April 15, 2020
- Bank of Canada Announcement: The Impact of COVID-19
- Bank of Canada Announcement: How COVID-19 continues to Impact the Economy
- Bank of Canada Announcement: The Reopening Phase for Canada
- Bank of Canada Announcement: October 28, 2020
- Bank of Canada Announcement - December 9, 2020
- January 20, 2021: Bank of Canada Announcement
- Bank of Canada Announcement - March 10, 2021
- Bank of Canada Announcement - April 21, 2021
- Bank of Canada Announcement - June 9, 2021
- Bank of Canada Announcement - July 14, 2021
- Bank of Canada Announcement - September 8, 2021
- FAQ
- Join Our Team
- Testimonials
- Interest Rates
- Contact
Sitemap
Someone from our office will personally get in touch with you within 1 business day.
