Michael Wharmby, Mortgage Broker
Michael WharmbyMortgage Broker

Get to Know Us: Mike

What led you to become a Mortgage Broker?

While operating a small photography business, I was doing a photo shoot for a classmate of mine from high school. Her boyfriend at the time happened to be a Mortgage Broker, and we started talking about an open position at his Brokerage. Since I had already completed my Finance Degree from the U of A and had several years of related work experience working for Ford Credit, I was very interested and eventually started working for him part-time. Two years later, I utilized the experience I had gained to branch out on my own and start Innovative Mortgage Solutions. 

What is your favorite part of your job?

Problem Solving - many applications are like a math puzzle. It is fun to solve that puzzle and determine the right financing options for my clients.  I also very much enjoy meeting with people and hearing their story.  It is always interesting to see where people are coming from, what makes them do what they do, and what their next plans are.  We get to deal with people during a very significant time in their lives so meeting with them and getting to know them helps make sure we get them exactly what they want.

What are your hobbies outside of work?

With two young kids, spending time with my family is my most enjoyable hobby. I like to play sports when I can, including ultimate frisbee, hockey, and biking. I try to stay active in the community through the Sherwood Park Chamber of Commerce (where I was President in 2012), and as a member of the condominium board for the Tailor Made Business Centre where Innovative Mortgage Solutions is located. Experimenting with my smoker and brewing beer are also a few of my favorite past times. 

What personal mantra do you live by?

Treat others as you would like to be treated, and do what is in the client’s best interest.  If we help our clients get what they want and take care of them first, hopefully they will refer us to more people looking for the same. That way, we all win.

Contact Information

[email protected]


Scott S.

Michael and his team are true professionals, having worked with Innovative now for many years we have seen great benefit and return on the advice and direction we have been given.

Scott S.
Client, May 2016
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