The Innovative Difference

From the moment you step into our door all the way through to your closing date, we want you to feel at ease with your mortgage. The Innovative difference means devoting the time to foster long-lasting relationships by keeping you updated along the way and encouraging open communication even after your mortgage is complete. We deal with over 40 lenders, which gives us the power to negotiate a better mortgage on your behalf - one that is personalized to your lifestyle and not just an out-of-the-box, ’cookie cutter’ type of product.  Some of the lenders we work with include ScotiabankTD, ATB Financial, Merix Financial, MCAP, First National, and CMLS Financial

With our exclusive Client Incentive Program, we are able to offer our clients special promotions through several local businesses to make the home buying process easier on you. Ranging from moving services to furniture and utilities, we are here to ensure that your move is as seamless as possible.

After your mortgage is closed, we offer complimentary annual mortgage reviews where we can help you evaluate your options. Our annual reviews are a great time to discuss using the equity in your home to consolidate your debt, refinancing to secure a lower interest rate, or even doing the research to determine whether a better mortgage product has become available for you. Whatever the case may be, we want to work with you. Contact us today to get started!

Get in Touch

Someone from our office will personally get in touch with you within 1 business day.

Current Rates

as of September 19th, 2019

2.691 Year
2.692 Year
2.693 Year
2.694 Year
2.595 Year
2.997 Year
2.9410 Year
2.95ARM/Variable
4.45HELOC
Andrew M.

Fantastic! As soon as me and my fiance stepped in the doors we felt welcomed and respected. We were well treated and felt like we were getting the best deal.

Andrew M.
Client, April 2016
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Sep 17It’s a busy morning at the IMS office! We love having guests in our new space, and this morning we are excited to b… https://t.co/5I3jIAYAuSFollow Innovative Mortgage
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Experience the Innovative Difference

We are dedicated to finding the mortgage that matches your lifestyle

Contact Us Today